Stewart is a regulatory lawyer by background with more than 30 years of experience. He has worked in many jurisdictions in developed and developing countries advising both the public and private sectors in fixed, mobile and satellite. He was the founding Group Public Policy Director of Vodafone Group plc (where he was known as Vodafone’s “Foreign Minister”), and has been a director of many Vodafone operating companies and more recently a director of Etisalat’s Nigerian operation.
He was the lead legal advisor on a number of World Bank projects in the Middle East including the privatisations of operators and creation of regulatory authorities in Jordan, Palestine and Oman. He was an advisor to the Australian Government regarding the creation of the NBN, including separation undertakings of Telstra, and other NGN related projects including in Kuwait and Qatar.
He has been an expert to the European Commission, an advisor to four Secretaries General of the ITU, and was Head of Telecoms for KPMG in Middle East and South Asia between 2010 and 2012. He founded Akhet Consulting in June 2012 and is resident in the UAE.
At Akhet, he has recently advised Oman Broadband Company on its commercial contracts with the fixed operators.
He is currently advising a Central Bank in the region on the creation of a regulatory regime to foster a national digital payment system. This connects with his work on m-commerce; e/mGovernment and SMART Cities.
He is an associate of MFX.
You have done an excellent job as the Project Leader. At all times I have found you to be reliable and hard-working, and I am sure it has been one of main success factors for our workshops and for the final report. I really appreciate your work organization skills and your multi-national experience in Regulatory area. It was clearly seen in your contribution to the Project final deliverables success - the final presentations and the final report were well received and appreciated. I hope to have the opportunity to cooperate with you on other projects in future. A GCC Regulator
Dr Patterson has played a significant and important leadership role in the vital structural changes which occurred in the New Zealand telecommunications sector during his tenure. Throughout his appointment he retained the confidence and respect of the telecommunications companies who appreciated his open and transparent style, his approachability and even-handedness in dealing with complex issues. The telecommunications market has been transformed thanks to his vision and guidance. A New Zealand network operatorRoss has advised on strategic and regulatory issues arising from a proposed National Broadband Network implementation, the impact of the convergence of telecommunications, broadcasting and internet services on regulatory structure, regulatory regimes and business models, the implications of the development of over-the-top services for telecommunications regulation and business models, and demand side strategies for NBN implementations.
His groundbreaking work designing Singapore’s market and regulatory framework starting in 2000 and lasting for a decade was based on a deep understanding of what makes this industry function successfully. Much of that experience was gained from having worked in various corners of the world both as a regulator and for a major global telco. His understanding of the structural nature of the industry offered a solid stepping stone for the market to thrive competitively, and eventually allowing it to transition toward Singapore’s much watched National Broadband Plan. His style, based on transparency, fairness and accessibility, earned him respect among both government officials and private sector leaders alike. An Asian network operator
Greg has been responsible for large at-scale public and private sector systems covering Financial Services, Machine to Machine, Telecommunications, Travel and Criminal Justice. He has worked globally for most of his career with specific experience in Africa, Latin America, North America and Europe. Greg started working with Mobile Payments when he led M-Pesa Globally for Vodafone from 2009-2013.
Recently Greg had P&L responsibility for the MFS operations for Millicom across 11 markets in both Latin America and Africa. As world leaders with 10% of the world’s mobile wallets, in Mobile Financial Services, Millicom helps millions by providing a convenient, safe, and secure means of transferring money and paying bills with a handset, bringing financial inclusion to large numbers of people.
Greg has been a board member for Milvik (Bima), which provides an end-to-end mobile insurance solution for mobile operators in emerging markets, Circulo Payment, a joint venture between Millicom and Kalixa to develop a payments service provider to operate in Africa and Latin America, and Rswitch, the national payments switch in Rwanda. He also provides advisory services for other fintech businesses.
He is a partner of MFX.
Chris formed part of the executive team that launched Vodacom M-pesa in Tanzania in 2008. He had the key role of Managing Executive of Prepaid Distribution building outlets from 70 to over 10,500.
Chris has subsequently led the full program for M-Pesa in Albania, from establishment of Regulation, subsequent licensing and finally to go live for Vodafone.
Chris has worked exclusively in telecoms in sales and distribution roles. Following on from the M-pesa operational launch in Albania Chris joined Millicom in 2014 to head up Sales and Distribution for Mobile Financials Services in the African Markets. Chris has consulted on Sales and Distribution to a number of markets in Africa, Asia and Latin American Markets.
He is a partner of MFX.
Lesley-Ann is one of the creators of M-PESA as one of the team of five consultants who delivered the M-PESA platform for Vodafone from concept to launched service, working as Product Management lead. She was Chief Product Officer for a MFS Financial Platform startup with clients globally. She has been operating as an independent consultant in the MFS sector since 2012.
Lesley-Ann has deep subject matter expertise in MFS initiatives, both telco-led & bank-led, including essential elements such as Risk Management, AML Compliance, Agent Management, Customer Service. Her expertise spans assessment, requirements development, technical delivery and operational implementation of MFS programs; Lesley-Ann has spent considerable time helping clients to move from concept to a growing business with business processes & systems that are transparent & can scale.
Lesley-Ann was instrumental in the functional designs & roadmap prioritization behind Safaricom’s API initiatives for the development community, and the design of the supporting business processes and use case thinking. This detailed design effort has formed part of the Vodafone “Generation-2” Platform strategy.
She is a partner of MFX.
Gareth has played a central role in the technical evolution of Digital Financial Services across Africa, Asia and Latin America since 2007, having led the M-Pesa Technology Centre of Excellence for Vodafone.
Gareth followed on his key role with Vodafone, becoming the Chief Technology and Information Officer for Mobile Financial Services in Millicom. Whilst at Vodafone, Gareth commissioned and led the design of the second generation M-Pesa technology platform which is now marketed by Huawei. This platform marked a significant shift from the original closed loop design of M-Pesa to an open API-centric system.
Gareth has also been responsible for a number of mobile platform migrations both in Kenya, Rwanda and Tanzania. Ensuring the safe migration of millions of accounts between systems.
He is a partner of MFX.
Dylan Lennox is an experienced Executive having demonstrated success in launching and managing Mobile Money operations in Tanzania (2008) and Mozambique (2013) with Vodacom M-Pesa. Until December 2015 Dylan was the Managing Director of M-Pesa in Mozambique, with complete P&L ownership and responsibility for the strategy, execution and general management of the sales, distribution, marketing, business development, product development, finance, customer operations, compliance and risk management functions.
Previously he was responsible for starting up and running the commercial operations of Vodacom M-Pesa in Tanzania as Managing Executive: New Technologies and later Chief Officer: M-Commerce, from June 2007 until he left in September 2012. Tanzania is widely recognized as one of the leading mobile money markets in the world with Vodacom M-Pesa the leader in a highly competitive environment with greater than 6 million monthly active customers.
Dylan is a Chartered Accountant (SA) who also has significant experience and expertise in starting up and leading telecoms revenue assurance, billing integrity and product development functions in South Africa, Tanzania and Mozambique.
He is a partner of MFX.